Looking for In-Person Financial Literacy Education?
Bring Financial Empowerment Workshops to Your City
The Kentucky Financial Empowerment Commission offers an eight-hour workshop for state and city employees in Kentucky. This unique curriculum was developed through a partnership with Northern Kentucky University’s Haile College of Business Center for Economic Education.
All program costs are covered through KFEC and Sponsorships
Curriculum is built and tailored to your needs
The instruction is in-person
Over 290 Employees have attended!
Looking for Online Financial Literacy Education?
Are you a state or local government employee that wants a free financial literacy education? The National Association of State Treasurer’s, the Wells Fargo Foundation, and Enrich have partnered to provide Kentucky’s Public Employees free financial education - Enrich for Kentucky.
Session #1 – Your First Steps to Getting Good with Money
Introducing foundational concepts of financial literacy and money management. This session focuses on developing a healthy money mindset and understanding how personal values influence financial decisions. Participants will learn practical strategies for aligning their values with their financial goals.
Session #2 – What Are Your Money Goals?
Guiding participants through the process of setting clear and achievable financial goals. This session emphasizes the importance of life balance and explores steps for prioritizing goals to ensure holistic financial well-being. Participants will leave with a personalized action plan for achieving their financial aspirations.
Session #3 – Do You Know Where Your Money Comes from and Where It Goes?
Providing participants with essential budgeting tools and concepts to gain insight into their income and expenses. This session helps individuals understand their spending habits and empowers them to make informed decisions about their finances. Participants will learn how to create a budget that aligns with their lifestyle and financial goals.
Session #4 – Short Term Savings & Long-Term Savings – Why Is It So Hard To Save Money?
Delving into the psychological and practical challenges individuals face when attempting to save money for both short-term needs and long-term goals. Strategies for overcoming these hurdles and building a sustainable savings habit.
Session #5 – What Are You Doing To Boost Your Credit Score?
Exploring the factors that influence credit scores and practical steps individuals can take to improve their creditworthiness. Understanding the importance of a good credit score and its impact on financial opportunities.
Session #6 – Relationship of Credit Scores on Your Loan Rates
Examining how credit scores affect the interest rates individuals receive on loans and credit products. Strategies for leveraging credit scores to secure more favorable loan terms and save money on borrowing costs.
Session #7 – The Financial Impact of Insurance
Understanding the role of insurance in protecting against financial risks and potential losses. Evaluating different types of insurance coverage and ensuring individuals have adequate protection for their assets and financial well-being.
Session #8 – How Well Are You Investing & Your Retirement
Assessing current investment strategies and retirement planning efforts. Exploring various investment options, risk management techniques, and retirement savings vehicles to optimize financial security and achieve long-term financial goals.
