Kentuckians with Disabilities
Kentucky Financial Empowerment Commission (KFEC) is committed to inclusivity and recognizes that individuals with disabilities may face unique financial challenges and opportunities. That's why we provide tailored financial education and resources to address these specific needs.
We also offer insights into employment services and entrepreneurial opportunities, empowering individuals to explore avenues for financial stability and self-sufficiency.
At KFEC, we believe that financial empowerment should be accessible to all, regardless of abilities. Our resources are designed to break down barriers and open doors to financial well-being for individuals with disabilities.
CONNECTING PEOPLE WITH DISABILITIES
Their families and those who support them to information about the Achieving a Better Life Experience (ABLE) Act and ABLE accounts.
Kentucky Financial Empowerment Commission (KFEC) works closely with the Kentucky State Treasury to offer education and resources, aiming to reduce the income disparity experienced by individuals with disabilities.
Step by step, we help you navigate ABLE — from eligibility to opening an account — so you can start saving today.
The “Roadmap to Enrollment” page is designed to help potential ABLE account owners and their families become comfortable with the idea of opening an ABLE account. Each step will provide you with important information like who is eligible to open an account, how the funds can be used and how to decide which ABLE program is right for you. Click on “Step 1” to begin your journey to a better financial future!
A STABLE account through STABLE Kentucky is a way for Kentuckians to save for qualified expenses, invest for future needs, and keep the benefits you rely on every day.
National Disability Institute’s (NDI) Financial Resilience Center (FRC) is an online information hub to help people with disabilities and chronic health conditions build their financial resilience and navigate through difficult times, like the COVID-19 pandemic. This website provides you with trusted answers to your questions, including assistance to help you manage your finances.
The Kentucky Financial Empowerment Commission (KFEC) proudly collaborates with the National Disability Institute (NDI) in a shared mission to promote financial empowerment for individuals with disabilities. Together, we forge a path toward a brighter financial future for individuals with disabilities and their families. We seek to break down barriers and usher in an era of financial independence. Together, we are working to build a society that is more inclusive and equitable for all. We are sowing the seeds of financial inclusivity, envisioning a future where financial security and independence are within reach for all, regardless of their abilities.
National Disability Institute’s (NDI) Online Courses are made for Individuals with Disabilities, Service Professionals, and Financial Counselors to help expand their knowledge of financial wellness strategies to help people with disabilities build better financial futures.
If you are an aspiring entrepreneur or existing business owner with a disability, we can help you START, BUILD and GROW your business.
Synergies Work is a platform that connects disabled entrepreneurs with the resources, networks, and communities they need to launch, grow, and scale their businesses. Join the largest community of disability-led startups in the United States today.
Are you looking for a job? Our Ability Access to Opportunity is a mentoring network for people with disabilities. Their AI-driven system matches the skills of people with disabilities to jobs.
Kentucky Financial Empowerment Commission (KFEC) has an unwavering commitment to foster income equality for all. We understand that individuals with disabilities encounter distinctive challenges on their journey towards financial independence. Our goal is to empower everyone, regardless of their circumstances, with opportunities to pursue their entrepreneurial dreams, access valuable training for skill development and employment, and connect with the resources needed to secure their dream job. Join us as we pave the way toward a more inclusive and equitable future, where every individual has the chance to thrive and achieve their full potential.
The ABLE National Resource Center (ANRC) is a collaborative whose supporters share the goal of accelerating the design and availability of ABLE accounts for the benefit of individuals with disabilities and their families.
This webinar from The National Resources for Advocacy, Independence, Self-determination and Employment (RAISE) Technical Assistance Center covers the basics of financial capability for youth, what families can do to assist youth in developing financial capability, and financial literacy resources that youth and families can use.
The LADDER group, based in Louisville, works to build financial inclusiveness and greater accessibility for persons with disabilities.
The Credit Union National Association's (CUNA) Financial Resource Center provides resources including articles, videos, recordings, interactive quizzes, and more that will engage and encourage all walks of life to improve their financial wellness.
This resources from the Center for Parent Information and Resources is part of the series "Getting Ready for When your Teen Reaches the Age of Majority: A Parent's Guide."
Goodwill provides jobs, job training, and employment counseling for people with disabilities or other disadvantages, including recipients of public assistance and people with limited education or work history.
Goodwill Industries of Kentucky-Work Incentives Planning and Assistance (WIPA) provides individualized benefits counseling to promote employment and financial independence for beneficiaries of the Social Security disability programs. WIPA gives detailed information on the impact of employment on benefits so beneficiaries can make educated, empowered decisions.
Hands on Banking is an online learning center that offers resources for anyone who wants to learn more about money management. This free educational tool was developed with input from the disability community and is designed to be fully accessible and inclusive.
KentuckyWorks aims to enhance employment opportunities for youth and young adults with intellectual and developmental disabilities throughout Kentucky.
KI-HIPP is a voluntary Medicaid program offered to Medicaid members to help pay for the cost of an Employer-Sponsored Insurance (ESI) plan while maintaining their Medicaid benefits.
An important focus of the LEAD Center's mission is to increase the financial literacy and financial capability of people with disabilities. Materials are developed for various audiences including families, youth, service providers, employees, and employers.
The official U.S. Government site for Medicare provides information about Health, Prescription Drug, and Medigap plans and has search tools to assist individuals in locating plans.
The National Council on Aging's My Medicare Matters helps individuals make the most of their Medicare benefits and find the best plan for them.
The Federal Deposit Insurance Corporation's (FDIC) Money Smart For Adults is instructor-led curriculum consisting of eleven training modules that cover basic financial topics. Topics include a description of deposit and credit services offered by financial institutions, choosing and maintaining a checking account, spending plans, the importance of saving, how to obtain and use credit effectively, and the basics of building or repairing credit.
The Ticket to Work (Ticket) Program is a free and voluntary program that can help Social Security beneficiaries go to work, get a job that may lead to a career, and become financially independent, all while keeping Medicare or Medicaid benefits.
The National Disability Institute's Real Economic Impact (REI) Network is an alliance of organizations and individuals dedicated to a common mission: the economic advancement of people with disabilities.
STABLE Kentucky Accounts are savings and investment accounts for Kentuckians with disabilities. Launched by Treasurer Ball in 2016, these accounts allow Kentuckians with disabilities to save and invest up to $15,000 annually without jeopardizing government benefits they receive.