K-12 Teachers and Students

Kentucky Financial Empowerment Commission's comprehensive approach to promoting financial literacy among K-12 teachers and students is rooted in the understanding that financial education is a fundamental life skill. Each element of our strategy plays a crucial role:

Our free online platform, KFEC Money Academy, ensures accessibility, enabling students to learn on their own terms and at their own pace. In-person programs in schools create engaging, memorable learning experiences that reinforce essential financial concepts. Scholarships open doors to higher education, breaking down financial barriers and enabling students to pursue their dreams while enhancing their financial literacy. Encouraging college savings plans empowers families to plan for the future and make sound financial decisions from an early age. Our commitment to teacher professional development ensures educators are well-equipped to deliver effective financial education, ensuring its sustainability and quality. Providing classroom resources empowers teachers to seamlessly integrate financial literacy into their curriculum, enhancing the overall learning experience.

Through this multifaceted approach, we address diverse learning styles, support students' aspirations, and equip them with the financial skills necessary for a successful future. We also recognize the pivotal role teachers play in imparting these skills and provide them with the tools they need to do so effectively.

Teacher Resources


Free High School Online Platform

KFEC Money Academy is now powered by FoolProof, a trusted platform for financial education.

  • User-Friendly Teacher Dashboard: Streamlines lesson planning and progress tracking, making it easier for educators to manage and deliver financial literacy content.

  • Student-Focused Learning: Engages students with interactive modules, real-world scenarios, and personalized learning paths that cater to diverse learning styles.

  • IEP Accommodations: Ensures that students with special needs receive the support they need to successfully engage with and understand the material.

KFEC Money Academy powered by FoolProof


FoolProof gives middle schools a unique and ethically-driven consumer life skills curriculum. We teach students the power of skepticism and how to identify and neutralize misinformation. Our solution is free and commercial free.

Free Middle School Online Platform

FoolProof for Middle School


Junior Achievement offers free curriculum for elementary, middle, and high school students with Pathways Programs on Financial Literacy, Entrepreneurship, and Work Readiness.

Free Junior Achievement Curriculum

Kiddynomics for
Elementary School

Free Elementary School Curriculum

Kiddynomics: An Economics Curriculum for Young Learners is a set of lessons designed to introduce young children to the economic way of thinking. Informed decision-making is a critical thinking skill that students can use throughout their school, personal, and work lives. And, as citizens in a democratic society, they should understand basic principles of how the economy operates. Beginning economic education early and building on that learning throughout students’ education is the best way to ensure they develop vital decision-making skills.


KFEC collaborated with the Kentucky Department of Education to ensure that NGPF Teacher Professional Development is recognized for your mandatory Continuing Education Units (CEUs).

Free Teacher Training - NGPF

NGPF Teacher Certification

Become NGPF Certified in personal finance topics for FREE!

  • Become more confident, qualified, and ready for the classroom

  • Boost your resume and earn digital badges to add to your email

  • Receive NGPF Academy credits and swag

  • Achieve the NGPF Distinguished Educator award when you complete 6 or more certifications



Econ Lowdown is a free online learning platform that provides modules, articles, videos and podcasts for teaching economics and personal finance. Click, teach, and engage!

Free Teacher Resources - Econ Lowdown

Econ Lowdown


The Federal Reserve Bank of St. Louis has over 500 free, high-quality economics and personal finance teaching resources for K-12 teachers, plus they provide free professional development to improve instruction in K-12 classrooms.

Free Teacher Resources - Federal Reserve Bank of St. Louis

Federal Reserve Bank
of St. Louis

Junior Achievement


The Jump$tart Clearinghouse is the nation’s premier searchable database of curated financial education resources from hundreds of reputable providers. Resources listed in the Clearinghouse must be educational or informational only, and may not be used to sell or promote financial products and services.

Free Teacher Resources - Jump$tart Clearinghouse

Jump$tart Clearinghouse Database


On-demand professional development modules are designed as self-paced lessons in Nearpod that can be completed in 60 minutes or less. You will receive a certificate of professional development for one hour for each module completed.

Free Teacher Training - Econiful

Econiful Teacher Professional Development

Econiful
New to Econiful

Explore the Heart of Kentucky Government and Financial Education!

Immerse your students in a memorable and educational field trip experience by bringing them to the Kentucky State Capitol. Our captivating tour offers a unique opportunity to for students to delve into the heart of Kentucky’s legislative process and gain valuable insights into financial literacy.

Kentucky State Capitol Building Exploration: Step inside the majestic Kentucky State Capitol, where our legislators convene to shape the future of our state. Your students will witness the inner workings of our state government, from the hallowed halls of debate to the chambers where laws are forged.

Visit the State Treasury: Our journey continues as we take a deep dive into financial literacy at the Kentucky State Treasury. Here, students will the chance to discover the essential principles of managing money effectively. From budgeting to saving, we empower students with knowledge to make informed financial decisions.

Kentucky Financial Empowerment Commission (KFEC): Gain valuable insights into the work of KFEC, dedicated to equipping Kentuckians with the tools to achieve financial well-being. Learning about the resources and initiatives aimed at promoting financial literacy across our great state.

Schedule a Free Financial Literacy Field Trip

Field Trip to the State Capitol


Programs for Educators

Our treasure trove of valuable resources is too extensive to list on a single page. Explore this additional list of resources and stay tuned for regular updates to our website. We're committed to continually enhancing our collection to ensure teaching financial literacy education remains an enjoyable and rewarding experience.

Additional Free Resouces

Additional Resources


Kentucky State Treasury Resources

Explore the curated collection of free financial education materials thoughtfully gathered by the Kentucky State Treasury.

State Treasury Resources


Explore these assessment recommendations jointly developed by KFEC and our partner organizations. We highly recommend adopting this approach to measure changes in financial literacy. KFEC is here to provide support to schools and organizations during the implementation process. Don't hesitate to contact us for assistance.

Financial Literacy Assessment

Financial Literacy Assessment


Are you an educator specializing in financial literacy or economics? Are you eager to connect with fellow educators and enhance your teaching expertise? Join our community to stay ahead of the curve with exclusive access to free resources, webinars, valuable tools, learning opportunities, and the latest updates in the field of teaching financial literacy education and economics.

Kentucky Financial Educators Network

KFEN


Student Resources


For years, FinAid.org has been providing students and families information on all aspects of financial aid with tools for calculating college costs, loan payments, savings and the Expected Family Contribution (EFC).

FinAid


Edvisors rolled out this interactive site for families and students that offers advice about a wide variety of financial aid topics that include planning ahead for college and cutting costs, filing the FAFSA, winning scholarships, paying as you go, borrowing for college, and the ins and outs of student loans.

Edvisors


CashCourse is your guide to making informed financial choices. register for a free account to find your assignments and other financial tools and start taking charge of your money.

CashCourse


This site, created by Visa, provides users with helpful articles, budget planning resources, games, apps, videos and calculators. These are all designed to help users of all ages to learn about and understand financial literacy.

Practical Money Skills


Before graduating from college, it would be nice to know if you’re truly ready for the “real” world. This educational game provides users with an identity including occupation, income, marital status, whether or not you have kids, and more. You have a checking account with a register, which will contain the money you earned as your new identity. Then you get to make choices, like the kind of house you’ll live in and what you’re going to eat based on your identity. Every choice you make costs money, which will be deducted from the money in your checking account. The trick to the game is to see if you can make ends meet and still have some cash at the end.

Show Me The Future


We've got a ton of fantastic resources, and there are just too many to cram onto one page. Check out this extra list of cool stuff, and keep coming back because we're always adding more. We want to make learning financial literacy not just easy but also super fun and rewarding for you!

Additional Resources